Are My Belongings Covered While in Storage?
August 6, 2022
Do I need self storage insurance?
.
Check your homeowner's policy before buying self storage insurance
Ask your insurance company about other insurance coverage
Is it cheaper to extend homeowners insurance or buy insurance through the facility?
What items are recommended that you extend your homeowners policy to?
- Furniture
- Appliances
- Expensive gadgets or electronics
- Documents
Check the self storage company’s lease agreement/contract
Carefully choose your self storage facility
Why rent a climate controlled unit?
Less chance of damage due to humidity and extreme temperature
Protection from theft and flooding
Protection from rodents and bugs
What does my storage unit need protection from?
Most self storage policies cover all of the above
Read the fine print!
What if the items in my self storage facility get stolen?
Escalate the matter to the facility's top management
Call the police and file a police report
Consider special additional insurance for expensive items
Create an inventory of all items in your storage unit
What are the chances of my items getting recovered when stolen from my storage facility?
FBI statistics show only 3-12% get recovered
- While it’s marketed for luggage and keys, AirTags have been helpful in finding items. Though you don’t want to put AirTags on all of your belongings, we do advise placing them on boxed luxury items.
- Anti-theft apps. We live in a digitally advanced world where it’s now a necessity to install anti-theft apps on your phones, laptops, and PCs.
Conclusion
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